Privacy Policy

Last updated: May 12, 2026

Caply Smart Business Funding ("Caply," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website caplylending.com or submit a loan application.

1. Information We Collect

We may collect the following types of information:

Personal Identification Information: Name, email address, phone number, and business name provided via our application form.
Business & Financial Information: Annual revenue, time in business, funding goals, credit score range, and outstanding debt.
Communication Data: Messages and correspondence you send us.
Usage Data: Pages visited, time spent, browser type, and IP address (collected automatically).

2. How We Use Your Information

To process and evaluate your business funding application
To match you with appropriate lenders in our network
To send application status updates, document requests, and funding offers via email and SMS
To improve our website and services
To comply with legal obligations

3. SMS Communications

By submitting your phone number on our application form, you consent to receive SMS text messages from Caply Smart Business Funding regarding your application status, document requests, and funding updates. Message and data rates may apply. Message frequency varies. Reply STOP at any time to opt out. Reply HELP for assistance.

4. Sharing Your Information

We do not sell your personal information. We may share your information with:

Lending Partners: To evaluate and process your funding application
Service Providers: Third-party vendors who assist in operating our platform (e.g., cloud storage, email delivery, SMS providers)
Legal Authorities: When required by law or to protect our rights

5. Data Security

We implement industry-standard security measures to protect your information. However, no method of transmission over the internet is 100% secure. We strive to use commercially acceptable means to protect your personal data but cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes.

7. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your information (subject to legal requirements)
Opt out of SMS communications at any time by replying STOP

8. Cookies

We use cookies and similar tracking technologies to analyze website traffic and improve your experience. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of changes by updating the "Last updated" date at the top of this page.

11. Contact Us

If you have questions about this Privacy Policy, please contact us:

Email: ceo@caplylending.com
Phone: 213-663-9934
Website: caplylending.com