Waiting on a client payment shouldn't mean turning down the next job. Caply gets contractors funded fast — so you can cover payroll, materials, and equipment without skipping a beat.
Get Funded Now — No Credit ImpactTraditional banks weren't built for your business. We were.
Equipment purchases — trucks, excavators, lifts, and specialty tools
Payroll coverage while waiting on client payments
Materials and supplies for large jobs
Bonding and insurance requirements for new contracts
Bridge financing between project payments
Scaling crew size to take on larger commercial jobs
One application. Multiple competing offers. You choose what fits.
Own the tools that win you bigger contracts. Finance trucks, heavy equipment, and specialty tools.
Cover payroll and materials while you wait on receivables.
Draw funds when a job starts. Pay back when the client pays you.
Turn unpaid invoices into immediate cash. Stop waiting on slow-paying clients.
One application. No credit impact. Funded in as little as 24 hours.