Nine industries. Specialized lenders for each. One application — no credit impact.
Cash flow gaps, slow seasons, kitchen equipment breakdowns, expansion — whatever your restaurant needs, Caply finds the funding fast. One application, 50+ lenders.
"Slow January almost killed us. Caply got us $75K in working capital to cover payroll and prep for Valentine's Day rush. Saved our season."
— Maria S., Bistro Owner, San Diego✅ No impact to your credit score
Waiting on client payments shouldn't mean missing payroll or turning down jobs. Caply gets contractors funded fast — so you can say yes to more work.
"I had a $400K commercial job lined up but needed $80K upfront for materials. Caply funded me in 4 days. That job tripled my revenue that quarter."
— James K., General Contractor, Phoenix✅ No impact to your credit score
Stock up before peak season, cover slow months, and fund new location buildouts — without draining your reserves. Caply understands how retail cash flow actually works.
"I was losing sales because I couldn't keep shelves stocked. Caply approved me fast and the terms worked with my revenue cycle. Revenue is up 40% since I got funded."
— Carlos M., Electronics Retailer, Miami✅ No impact to your credit score
Medical practices, med spas, and healthcare businesses move fast. Caply connects you with lenders who understand your billing cycles, equipment needs, and growth timelines.
"Insurance reimbursements are slow. Caply gave us a line of credit to cover payroll and supplies between billing cycles. We haven't had a cash flow crisis since."
— Dr. Angela W., Med Spa Owner, Miami✅ No impact to your credit score
From a CEREC system upgrade to buying your first practice — Caply connects dental professionals with lenders who understand practice valuations, equipment costs, and dental cash flow.
"I bought my first dental practice at 34. Caply connected me with a lender who actually understood practice valuations. The rate was better than anything my bank offered."
— Dr. Priya N., General Dentist, San Jose✅ No impact to your credit score
Trucks break down. Fuel costs spike. Loads don't always pay on time. Caply keeps trucking businesses funded so you can stay on the road and take on more freight.
"My main rig needed a $30K engine rebuild and I had loads booked for the next month. Caply funded the repair in 48 hours. Didn't miss a single load."
— Ray T., Owner-Operator, Dallas✅ No impact to your credit score
Seasonal revenue, equipment-heavy operations, and slow winters — Caply understands landscaping cash flow and connects you with lenders who structure terms around your season.
"We're seasonal — summer is great, winter is brutal. The line of credit Caply set up keeps us running year-round. I draw in winter and pay it back in summer."
— Mike D., Landscaping Business Owner, Denver✅ No impact to your credit score
New businesses get rejected by banks every day — not because the business is bad, but because banks don't understand early-stage companies. Our lender network does.
"I'd been in business 5 months when I applied. Every bank said no. Caply found me a lender willing to work with a newer business and I got $35K to buy my first real equipment."
— Jordan L., Food Truck Owner, Portland✅ No impact to your credit score
Project-based revenue, slow client payments, and upfront material costs — Caply connects construction businesses with lenders who understand the industry, not just a balance sheet.
"I had a $400K commercial job lined up but needed $80K upfront for materials. Caply funded me in 4 days. That job tripled my revenue that quarter."
— James K., General Contractor, Phoenix✅ No impact to your credit score