🦷 Dental Practice Loans

Dental Practice Financing
Built for Dentists

Running a dental practice means constant investment — equipment upgrades, staff, new patients. Caply connects dentists with fast, flexible financing so you can grow your practice without the bank runaround.

Get Funded Now — No Credit Impact
$10k–$2M Available Funded in 24–48 Hours No Credit Impact 50+ Lenders

Why Dental Practices Choose Caply for Financing

Lenders who understand the dental industry.

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Practice acquisition

Finance a full practice purchase — we know the valuations.

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Equipment upgrades

Chairs, X-ray, CAD/CAM, lasers — any dental equipment.

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Office buildouts

New construction or full renovation financing available.

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Working capital

Cover payroll, supplies, and overhead between billings.

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Practice expansion

Open a second location or add operatories.

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SBA for dentists

SBA 7(a) is often the best rate for practice acquisitions.

Funding Products Available to You

One application. Multiple competing offers. You choose what fits.

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Equipment Financing

$25k–$2M | 2–5 days

Own the tools that win you bigger contracts. Finance trucks, heavy equipment, and specialty tools.

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Working Capital Loan

$10k–$500k | 24 hrs

Cover payroll and materials while you wait on receivables.

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Business Line of Credit

$10k–$250k | Revolving

Draw funds when a job starts. Pay back when the client pays you.

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Invoice Factoring

Up to 90% of invoice | Same day

Turn unpaid invoices into immediate cash. Stop waiting on slow-paying clients.

See My Options — No Credit Impact

What Our Clients Say

★★★★★

"I bought my first dental practice at 34. Caply connected me with a lender who actually understood practice valuations. The rate was better than anything my bank offered."

— Dr. Priya N., General Dentist, San Jose
★★★★★

"We financed a full CEREC system and two new chairs through Caply. The equipment paid for itself in 6 months. The process was faster and easier than I expected."

— Dr. Marcus T., Cosmetic Dentist, Seattle

Caply vs. The Bank

The Old Way (Bank)
The Caply Way
Invoice-to-payment gaps kill cash flow
✅ Bridge financing available same day
Banks don't understand project-based revenue
✅ Lenders built for your business model
Equipment loans take weeks
✅ Funded in 2–5 days
Miss jobs waiting for capital
✅ Say yes to every opportunity

Don't Let Cash Flow Stop Your Next Big Job.

One application. No credit impact. Funded in as little as 24 hours.

Apply Now — Takes 5 Minutes Talk to a Funding Advisor

Frequently Asked Questions

Everything you need to know before you apply.

What types of financing are available for dental practices?
Equipment financing, practice acquisition loans, working capital, SBA 7(a) loans, and buildout financing through Caply's lender network.
How fast does dental practice financing fund?
Equipment and working capital loans often fund within 24–72 hours. Practice acquisition and SBA loans typically take 2–8 weeks.
Can I finance a dental practice acquisition?
Yes. We work with lenders who understand dental practice valuations and can fund full or partial acquisitions up to $5M.
What credit score do I need?
Most dental practice lenders look for 650+, though some equipment and working capital programs work with scores as low as 600.
Does applying affect my credit score?
No. Caply's application uses a soft credit pull only. Your score is not impacted until you formally accept a lender's offer.
Can I finance both equipment and operating costs?
Yes. Caply can help you structure multiple funding products simultaneously — equipment financing plus a working capital line.

Still have questions? Start your free application — no credit impact, decision in minutes.