🛍️ Retail & E-Commerce

Retail Funding That Moves at the Speed of Retail

Seasonal inventory, store renovations, new locations — retail never slows down, and neither should your access to capital.

Get Funded Now — No Credit Impact

$10k–$2M Available Funded in 24–48 Hours No Credit Impact 50+ Lenders

Why 🛍️ Retail & E-Commerce Owners Choose Caply

Traditional banks weren't built for your business. We were.

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Seasonal inventory purchasing before peak season

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Store renovations and remodels

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Bulk inventory requiring upfront cash

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Opening a second or third location

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POS and e-commerce system upgrades

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Brand launches and new product line buildouts

Funding Products Available to You

One application. Multiple competing offers. You choose what fits.

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Inventory / Working Capital

$10k–$500k | 24 hrs

Stock up before peak season without draining your operating account.

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Business Line of Credit

$10k–$250k | Revolving

Buy inventory when the deal is right. Repay as product sells.

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Equipment Financing

$25k–$500k | 2–5 days

Finance display cases, POS systems, refrigeration, and store buildouts.

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Merchant Cash Advance

$5k–$500k | Same day

Advance on future card sales with repayment tied to daily revenue.

See My Options — No Credit Impact

Caply vs. The Bank

The Old Way (Bank)

The Caply Way

Miss buying windows waiting for banks

✅ Funded in 24–48 hours

Rigid repayment schedules

✅ Repay as a % of daily sales

60-day approval timelines

✅ Decisions in hours, not months

One offer, take it or leave it

✅ Multiple lenders competing for your business

Your Next Season Starts With the Right Funding.

One application. No credit impact. Funded in as little as 24 hours.

Apply Now — Takes 5 Minutes Talk to a Funding Advisor