Smart Funding, Simple Process

No confusing jargon, no endless back-and-forth โ€” just a clear path from application to funded.

01
2 minutes

Tell Us About Your Business

Fill out our secure online application. We'll ask about your business type, monthly revenue, and what you need the funds for. No lengthy paperwork, no bank appointments.

02
We handle this

We Do the Heavy Lifting

Our team reviews your profile and shops it across our network of 50+ lenders. We find the options that actually fit your business โ€” not just whoever will approve you.

03
Side by side

Review Your Offers

You'll receive clear, side-by-side funding options with transparent terms. No surprises. We walk you through every option so you can make the best decision for your business.

04
As fast as 24 hrs

Get Funded

Once you select your offer and sign, funds are typically deposited within 24โ€“48 hours. Some programs fund same day. You get back to running your business.

Start My Application

โœ… No impact to your credit score

Frequently Asked Questions

What credit score do I need?

We work with businesses across the credit spectrum. While higher scores unlock better rates, we have programs starting at 550 FICO.

How much can I borrow?

Caply works with financing from $10,000 to $5,000,000 depending on your business profile and needs.

Will applying hurt my credit?

Our initial pre-qualification uses a soft pull โ€” no impact to your credit score until you move forward with an offer.

How fast can I get funded?

Many of our clients receive funding within 24โ€“48 hours of approval. Complex deals may take 5โ€“7 business days.

What documents do I need?

Typically: 3 months bank statements, a completed application, and a valid ID. Some programs require additional documentation.

Do you work with new businesses?

Yes. We have lenders in our network who specialize in startups and businesses under 2 years old.

Ready to get funded?

Free consultation. No obligation. No impact to your credit score.

Apply Now โ€” It's Free